terms of service
Last updated on Dec 07, 2025.
Welcome to OneFin!
These Terms of Service (“Terms”) govern your access to and use of our website, mobile app, and all related products, features, and services (collectively, the “Service”).
By creating an account or using our platform, you agree to these Terms. If you do not agree, please do not use the Service.
1. Eligibility
You must be at least 18 years old (or the age of majority in your country) to use our Service.
By using the platform, you confirm that you meet this requirement and have the authority to agree to these Terms.
2. Your Account
To access certain features, you’ll need to create an account.
You agree to:
Provide accurate, complete information.
Keep your login details secure.
Notify us immediately if you suspect unauthorized access.
You are responsible for all activity that occurs under your account.
3. Service Overview
Our platform provides tools for managing personal and business finances — including spend tracking, payments, budgeting, and investment insights.
We may update, add, or remove features over time to improve your experience.
4. Subscription & Payments
Some features are available through paid plans:
Pricing and features are listed on our Pricing Page.
Subscriptions renew automatically unless cancelled before the next billing cycle.
All payments are processed securely through trusted payment providers.
We may adjust pricing with prior notice.
5. Free Trials & Refunds
We may offer free trials or promotional discounts.
If you cancel a paid plan, access will continue until the end of your billing period. Refunds are not guaranteed unless required by law.
6. Acceptable Use
You agree not to:
Use the Service for unlawful, harmful, or fraudulent activity.
Attempt to reverse-engineer, hack, or overload our systems.
Share access credentials or resell the Service without permission.
Violations may result in account suspension or termination.
7. Data Privacy & Security
Your privacy and security matter to us. We protect your data using bank-grade encryption, and we never sell personal information.
For details, read our Privacy Policy.
8. Third-Party Integrations
Our Service may connect with banks, wallets, or other platforms.
We are not responsible for third-party services or content and cannot control their security or data handling. Use integrations at your discretion.
9. Intellectual Property
All platform content, software, and designs are owned by OneFin or licensed to us. You may not copy, modify, or distribute our materials without written permission.
